We Customize Programs

Risk is ever-present in all businesses. There are times when companies need alternative solutions to traditional workers’ compensation coverage. Because of this, we personalize our programs and work with our clients to identify the risk, manage it, and convert it into viable returns. Our captive programs provide clients with more control over the risk they bear and allows for greater claims management rewards.

Large Deductible Workers’ Compensation Programs are focused on reducing the insurers up-front premium costs. For employers who manage risk responsibly, this is an attractive program with positive tax benefits.

• Potential Tax Savings
• Highly Available in the Marketplace
• Lower Up-Front Premium Cost
• Incentives for Controlling Risk
• Great for Large Businesses

Guaranteed Cost Workers’ Compensation Programs are highly sought after by small- and medium-sized businesses as the program provides a set cost that does not fluctuate throughout the policy period.

• Flat Rate for Duration of Policy
• Not Adjusted for Loss Experience
• Great for Small to Medium-Sized Businesses
• Lower Deductible
• Customizable Program